@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');

:root {
  --ink: #171714;
  --paper: #f5f3ed;
  --white: #fff;
  --muted: #696a65;
  --line: #dcd9d0;
  --orange: #f08a22;
  --orange-dark: #d86d09;
  --lime: #d9f99d;
  --green: #235d4d;
  --radius: 28px;
  --shadow: 0 24px 80px rgba(29, 26, 17, .11);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "DM Sans", Arial, sans-serif; -webkit-font-smoothing: antialiased; }
body.menu-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
img, svg { display: block; max-width: 100%; }
button { font: inherit; }
.shell { width: min(1160px, calc(100% - 48px)); margin-inline: auto; }
.skip-link { position: fixed; top: 8px; left: 8px; z-index: 999; padding: 10px 14px; background: var(--white); border-radius: 8px; transform: translateY(-150%); }
.skip-link:focus { transform: none; }

.site-header { position: fixed; inset: 0 0 auto; z-index: 50; transition: background .25s, box-shadow .25s; }
.site-header.scrolled { background: rgba(245, 243, 237, .88); box-shadow: 0 1px rgba(23, 23, 20, .08); backdrop-filter: blur(16px); }
.nav-wrap { height: 88px; display: flex; align-items: center; justify-content: space-between; }
.brand { display: inline-flex; align-items: center; gap: 11px; font: 600 16px "Manrope", sans-serif; letter-spacing: -.03em; }
.brand img { border-radius: 12px; box-shadow: 0 4px 16px rgba(137, 8, 5, .2); }
.brand strong { font-weight: 800; }
.site-nav { display: flex; align-items: center; gap: 34px; font-size: 14px; font-weight: 600; }
.site-nav > a:not(.button) { color: #4e4f4b; transition: color .2s; }
.site-nav > a:hover, .site-nav > a.active { color: var(--orange-dark); }
.menu-button { display: none; width: 44px; height: 44px; border: 0; border-radius: 50%; background: var(--ink); place-content: center; gap: 6px; }
.menu-button span { display: block; width: 18px; height: 1.5px; background: white; }

.button { min-height: 54px; padding: 0 23px; border-radius: 100px; display: inline-flex; align-items: center; justify-content: center; gap: 10px; font: 700 14px "Manrope", sans-serif; transition: transform .2s, background .2s, box-shadow .2s; }
.button:hover { transform: translateY(-2px); }
.button svg { width: 20px; fill: currentColor; }
.button-small { min-height: 44px; padding-inline: 20px; }
.button-dark { color: white; background: var(--ink); }
.button-dark:hover { background: #34342f; box-shadow: 0 10px 25px rgba(23,23,20,.18); }
.button-primary { color: white; background: var(--orange); box-shadow: 0 12px 30px rgba(240, 138, 34, .28); }
.button-primary:hover { background: var(--orange-dark); }
.button-light { color: var(--ink); background: white; }
.text-link { display: inline-flex; align-items: center; gap: 10px; font-weight: 700; font-size: 14px; }
.text-link span { transition: transform .2s; }
.text-link:hover span { transform: translateX(4px); }
.eyebrow, .kicker { color: var(--orange-dark); font: 700 12px "Manrope", sans-serif; letter-spacing: .13em; text-transform: uppercase; }
.eyebrow { display: flex; align-items: center; gap: 10px; }
.eyebrow span { width: 30px; height: 1px; background: currentColor; }
.kicker.light { color: #ffc06c; }

.hero { min-height: 820px; padding: 148px 0 84px; position: relative; overflow: hidden; }
.hero::before { content: ""; position: absolute; width: 600px; height: 600px; top: 120px; right: -180px; border-radius: 50%; border: 1px solid rgba(240,138,34,.14); box-shadow: 0 0 0 90px rgba(240,138,34,.025), 0 0 0 180px rgba(240,138,34,.018); }
.hero-glow { position: absolute; width: 520px; height: 520px; left: -300px; top: 0; background: rgba(217,249,157,.35); filter: blur(80px); border-radius: 50%; }
.hero-grid { display: grid; grid-template-columns: .96fr 1.04fr; align-items: center; gap: 54px; position: relative; }
.hero-copy h1, .section-heading h2, .steps-copy h2, .privacy-card h2, .download-card h2, .policy-hero h1 { margin: 22px 0; font: 800 clamp(55px, 6.25vw, 88px)/.98 "Manrope", sans-serif; letter-spacing: -.072em; }
h1 em, h2 em { color: var(--orange); font-style: normal; }
.hero-lead { max-width: 570px; margin: 0 0 32px; color: var(--muted); font-size: 18px; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 28px; }
.trust-row { margin-top: 54px; padding-top: 25px; border-top: 1px solid var(--line); display: flex; gap: 30px; }
.trust-row > div { display: flex; align-items: center; gap: 9px; }
.trust-row .trust-icon { width: 28px; height: 28px; display: grid; place-items: center; border-radius: 50%; background: #e7e4da; font-size: 12px; font-weight: 700; }
.trust-row strong, .trust-row small { display: block; }
.trust-row strong { font-size: 12px; }
.trust-row small { margin-top: 2px; color: #85857f; font-size: 10px; }

.hero-visual { min-height: 620px; position: relative; display: grid; place-items: center; }
.hero-visual::before { content: ""; position: absolute; width: 480px; height: 480px; border-radius: 50%; background: linear-gradient(145deg, #f5c06b, #ef851e); box-shadow: inset -35px -35px 80px rgba(163,75,0,.12), 0 50px 90px rgba(172,92,20,.21); }
.orbit { position: absolute; border: 1px dashed rgba(23,23,20,.18); border-radius: 50%; }
.orbit-one { width: 590px; height: 590px; }
.orbit-two { width: 690px; height: 690px; }
.phone { width: 294px; min-height: 595px; position: relative; z-index: 3; padding: 10px 15px 16px; overflow: hidden; background: #f8f8f5; border: 7px solid #1c1c1a; border-radius: 42px; box-shadow: 0 38px 70px rgba(43,31,14,.31); transform: rotate(2.5deg); }
.phone-bar { height: 25px; display: flex; justify-content: space-between; align-items: center; padding: 0 6px; font-size: 8px; font-weight: 700; }
.phone-bar i { width: 75px; height: 20px; margin-top: -10px; background: #1c1c1a; border-radius: 0 0 15px 15px; }
.app-head { display: flex; justify-content: space-between; align-items: center; padding: 11px 3px 14px; }
.app-head small { color: #85857f; font-size: 8px; }
.app-head h2 { margin: 2px 0 0; font: 800 16px "Manrope"; letter-spacing: -.04em; }
.app-head img { border-radius: 10px; }
.app-card { border-radius: 19px; padding: 16px; }
.app-card-dark { color: white; background: #242420; }
.app-card-top { display: flex; justify-content: space-between; font-size: 10px; font-weight: 700; }
.app-card-top small { color: #a8a89f; font-weight: 400; }
.app-card p { margin: 17px 0 3px; color: #a8a89f; font-size: 8px; }
.app-card > strong { font-size: 17px; }
.sparkline { margin-top: 9px; width: 100%; }
.spark-fill { fill: rgba(240,138,34,.13); }
.spark-stroke { fill: none; stroke: #f49a39; stroke-width: 2; }
.range { display: flex; justify-content: space-between; color: #9a9a92; font-size: 7px; }
.range .active { color: white; background: var(--orange); padding: 2px 7px; border-radius: 10px; }
.quick-title { display: flex; justify-content: space-between; margin: 17px 3px 9px; font-size: 9px; }
.quick-title span { color: var(--orange-dark); }
.amount-box { padding: 10px 12px; background: white; border: 1px solid #e6e4dc; border-radius: 13px; }
.amount-box small { color: #8b8b85; font-size: 7px; }
.amount-box div { display: flex; align-items: center; justify-content: space-between; margin-top: 3px; }
.amount-box strong { font-size: 14px; }
.amount-box span { padding: 4px 6px; border-radius: 8px; background: #f1efe9; font-size: 8px; font-weight: 700; }
.swap { width: 22px; height: 22px; position: relative; z-index: 2; margin: -4px auto; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--orange); font-size: 10px; }
.app-tabs { position: absolute; inset: auto 8px 8px; padding: 9px 7px 3px; display: flex; justify-content: space-around; background: white; border-radius: 20px; box-shadow: 0 -5px 20px rgba(0,0,0,.05); color: #a3a39c; font-size: 13px; text-align: center; }
.app-tabs span { display: grid; gap: 2px; }
.app-tabs small { font-size: 6px; }
.app-tabs .active { color: var(--orange); }
.rate-chip { position: absolute; z-index: 4; min-width: 185px; padding: 12px 14px; display: flex; align-items: center; gap: 10px; background: rgba(255,255,255,.94); border: 1px solid rgba(255,255,255,.8); border-radius: 16px; box-shadow: var(--shadow); backdrop-filter: blur(10px); }
.rate-chip > span { font-size: 25px; }
.rate-chip div { display: grid; }
.rate-chip small { color: #888880; font-size: 8px; }
.rate-chip strong { font-size: 13px; }
.rate-chip b { margin-left: auto; padding: 4px 8px; border-radius: 10px; background: #eceae4; font-size: 8px; }
.rate-chip b.positive { color: #19724e; background: #dff5e9; }
.chip-cad { top: 105px; left: -12px; transform: rotate(-5deg); }
.chip-lkr { right: -22px; bottom: 95px; transform: rotate(5deg); }

.ticker { overflow: hidden; padding: 19px 0; color: white; background: var(--ink); }
.ticker-track { min-width: max-content; display: flex; align-items: center; gap: 34px; animation: ticker 35s linear infinite; font: 700 13px "Manrope"; letter-spacing: .06em; }
.ticker-track i { width: 4px; height: 4px; border-radius: 50%; background: var(--orange); }
@keyframes ticker { to { transform: translateX(-50%); } }

.section { padding: 130px 0; }
.section-heading { margin-bottom: 54px; display: grid; grid-template-columns: 1.5fr .6fr; align-items: end; gap: 80px; }
.section-heading h2, .steps-copy h2, .privacy-card h2, .download-card h2 { margin: 14px 0 0; font-size: clamp(43px, 5vw, 68px); }
.section-heading p, .steps-copy > p { margin: 0 0 6px; color: var(--muted); line-height: 1.75; }
.feature-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.feature-card { min-height: 350px; position: relative; overflow: hidden; padding: 35px; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,.62); }
.feature-wide { min-height: 420px; grid-column: 1 / -1; display: grid; grid-template-columns: .82fr 1.18fr; align-items: center; gap: 55px; }
.number { position: absolute; top: 25px; right: 28px; color: #aaa9a2; font: 700 11px "Manrope"; }
.feature-card h3 { margin: 15px 0 10px; font: 800 28px "Manrope"; letter-spacing: -.04em; }
.feature-card p { max-width: 440px; margin: 0; color: var(--muted); line-height: 1.7; }
.feature-copy a { display: inline-flex; gap: 10px; margin-top: 28px; color: var(--orange-dark); font-weight: 700; font-size: 13px; }
.feature-icon { width: 58px; height: 58px; margin-top: 55px; display: grid; place-items: center; border-radius: 18px; font-size: 24px; }
.feature-icon.orange { color: #a95700; background: #ffe0b9; }
.feature-icon.green { color: #174d40; background: #d5efe7; }
.mini-board { padding: 24px; background: white; border: 1px solid #e5e3db; border-radius: 21px; box-shadow: 0 20px 50px rgba(33,28,17,.08); transform: rotate(1deg); }
.mini-board > div { display: grid; grid-template-columns: 1.4fr .65fr .65fr; align-items: center; padding: 16px 8px; border-top: 1px solid #eeeae2; font-size: 13px; }
.mini-board .board-head { padding-top: 0; border: 0; color: #999890; font-size: 9px; font-weight: 700; text-transform: uppercase; }
.mini-board b { display: flex; gap: 10px; font-size: 20px; }
.mini-board b span { display: grid; font-size: 12px; }
.mini-board b small { color: #94948d; font-size: 8px; font-weight: 400; }
.mini-board strong { text-align: right; font-size: 12px; }
.dark-card { color: white; background: var(--ink); border-color: var(--ink); }
.dark-card p { color: #a7a79f; }
.dark-card .number { color: #77776f; }
.calc-visual { margin: 37px 0 25px; display: grid; }
.calc-visual span, .calc-visual strong { padding: 15px 18px; border: 1px solid #474740; border-radius: 14px; font-size: 22px; }
.calc-visual strong { color: #ffd8aa; background: #2b2b27; }
.calc-visual small { float: right; font-size: 10px; line-height: 2.3; }
.calc-visual i { width: 28px; height: 28px; z-index: 1; margin: -3px auto; display: grid; place-items: center; color: var(--ink); background: var(--orange); border: 3px solid var(--ink); border-radius: 50%; font-style: normal; }

.steps-section { color: white; background: var(--ink); }
.steps-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 100px; }
.steps-copy { position: sticky; top: 150px; align-self: start; }
.steps-copy > p { max-width: 430px; color: #a7a79f; }
.steps-list { margin: 0; padding: 0; list-style: none; }
.steps-list li { min-height: 180px; padding: 38px 0; display: grid; grid-template-columns: 70px 1fr; border-top: 1px solid #3a3a34; }
.steps-list li:last-child { border-bottom: 1px solid #3a3a34; }
.steps-list > li > span { color: var(--orange); font: 700 11px "Manrope"; }
.steps-list h3 { margin: 0 0 12px; font: 700 26px "Manrope"; letter-spacing: -.035em; }
.steps-list p { margin: 0; color: #a7a79f; line-height: 1.65; }

.privacy-promise { padding: 110px 0; background: #e9e7df; }
.privacy-card { min-height: 410px; padding: 70px; display: grid; grid-template-columns: 90px 1.25fr .75fr; align-items: center; gap: 40px; background: var(--lime); border-radius: 36px; }
.shield-mark { width: 72px; height: 72px; display: grid; place-items: center; border: 1px solid rgba(23,23,20,.25); border-radius: 50%; font-size: 30px; }
.privacy-copy p { line-height: 1.75; }
.privacy-copy .text-link { margin-top: 14px; }

.download-section { padding: 110px 0; background: #e9e7df; }
.download-card { min-height: 600px; position: relative; overflow: hidden; padding: 80px 30px; display: flex; flex-direction: column; align-items: center; text-align: center; color: white; background: var(--orange); border-radius: 38px; }
.download-card::before, .download-card::after { content: ""; position: absolute; width: 510px; height: 510px; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; }
.download-card::before { left: -260px; top: -240px; box-shadow: 0 0 0 80px rgba(255,255,255,.03), 0 0 0 160px rgba(255,255,255,.025); }
.download-card::after { right: -260px; bottom: -260px; box-shadow: 0 0 0 80px rgba(255,255,255,.03), 0 0 0 160px rgba(255,255,255,.025); }
.download-logo, .download-card h2, .download-card p, .download-card a, .download-card small, .download-card .kicker { position: relative; z-index: 2; }
.download-logo { margin-bottom: 25px; border-radius: 22px; box-shadow: 0 20px 45px rgba(133,49,0,.25); }
.download-card .kicker { color: #ffe2c3; }
.download-card h2 { margin-bottom: 20px; }
.download-card h2 em { color: var(--ink); }
.download-card p { max-width: 580px; margin: 0 0 28px; color: #fff5e9; font-size: 17px; line-height: 1.7; }
.download-card > small { margin-top: 20px; color: #ffe1c0; }

.site-footer { padding: 80px 0 26px; color: white; background: var(--ink); }
.brand-light { color: white; }
.footer-top { padding-bottom: 70px; display: grid; grid-template-columns: 1fr 1fr 1fr; }
.footer-top > p { margin: 0; color: #aaa9a2; line-height: 1.6; }
.footer-links { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 30px; font-size: 13px; }
.footer-links a:hover { color: var(--orange); }
.footer-bottom { padding-top: 22px; display: flex; justify-content: space-between; border-top: 1px solid #393934; color: #85857f; font-size: 11px; }

.policy-page { background: #f7f5ef; }
.policy-hero { padding: 170px 0 90px; background: #e9e7df; }
.policy-hero-inner { display: grid; grid-template-columns: 1.2fr .8fr; align-items: end; gap: 100px; }
.policy-hero h1 { margin: 16px 0 0; font-size: clamp(62px, 8vw, 105px); }
.policy-intro { padding-bottom: 12px; }
.policy-intro p { margin: 0 0 25px; color: #565752; font-size: 17px; line-height: 1.75; }
.policy-intro span { color: #86867e; font-size: 12px; font-weight: 600; }
.policy-layout { padding-top: 90px; padding-bottom: 120px; display: grid; grid-template-columns: 240px 1fr; gap: 100px; align-items: start; }
.policy-aside { position: sticky; top: 120px; }
.policy-aside > p { margin: 0 0 18px; color: #99988f; font: 700 10px "Manrope"; letter-spacing: .12em; text-transform: uppercase; }
.policy-aside nav { display: grid; gap: 2px; }
.policy-aside a { padding: 8px 0 8px 14px; border-left: 1px solid #d7d4cb; color: #8a8a83; font-size: 12px; transition: .2s; }
.policy-aside a:hover, .policy-aside a.active { color: var(--orange-dark); border-color: var(--orange); }
.policy-summary { margin-bottom: 35px; padding: 28px 30px; display: flex; gap: 20px; background: #fff1dc; border: 1px solid #f4d7b5; border-radius: 20px; }
.policy-summary > span { width: 42px; height: 42px; flex: 0 0 auto; display: grid; place-items: center; border-radius: 50%; color: white; background: var(--orange); }
.policy-summary strong { font: 800 16px "Manrope"; }
.policy-summary p { margin: 8px 0 0; color: #635a4f; line-height: 1.7; }
.policy-section { padding: 55px 0; display: grid; grid-template-columns: 60px 1fr; border-top: 1px solid var(--line); scroll-margin-top: 100px; }
.section-no { padding-top: 7px; color: var(--orange-dark); font: 700 10px "Manrope"; }
.policy-section h2 { margin: 0 0 24px; font: 800 35px "Manrope"; letter-spacing: -.045em; }
.policy-section h3 { margin: 28px 0 8px; font: 700 16px "Manrope"; }
.policy-section p, .policy-section li { color: #5f605b; font-size: 15px; line-height: 1.82; }
.policy-section p { margin: 0 0 16px; }
.policy-section ul { padding-left: 20px; }
.policy-section li { margin: 6px 0; padding-left: 6px; }
.policy-contact { padding: 45px; grid-template-columns: 50px 1fr; background: var(--lime); border: 0; border-radius: 25px; }
.policy-contact p { color: #454b3c; }
.policy-contact .button { margin-top: 10px; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: none; }

@media (max-width: 1000px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { max-width: 680px; }
  .hero-visual { margin-top: 20px; }
  .hero { padding-top: 140px; }
  .section-heading { grid-template-columns: 1fr; gap: 20px; }
  .steps-grid { gap: 50px; }
  .privacy-card { padding: 50px; grid-template-columns: 70px 1fr; }
  .privacy-copy { grid-column: 2; }
  .policy-hero-inner { gap: 45px; }
  .policy-layout { grid-template-columns: 190px 1fr; gap: 55px; }
}

@media (max-width: 760px) {
  .shell { width: min(100% - 30px, 620px); }
  .nav-wrap { height: 72px; }
  .site-header { background: rgba(245,243,237,.9); backdrop-filter: blur(14px); }
  .menu-button { display: grid; }
  .site-nav { position: fixed; inset: 72px 0 0; padding: 44px 24px; display: none; flex-direction: column; align-items: stretch; gap: 10px; background: var(--paper); }
  .site-nav.open { display: flex; }
  .site-nav > a:not(.button) { padding: 14px 0; border-bottom: 1px solid var(--line); font-size: 18px; }
  .site-nav .button { margin-top: 20px; }
  .hero { min-height: 0; padding: 118px 0 70px; }
  .hero::before { display: none; }
  .hero-copy h1 { font-size: clamp(49px, 14vw, 68px); }
  .hero-lead { font-size: 16px; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 20px; }
  .hero-actions .button { width: 100%; }
  .hero-actions .text-link { justify-content: center; }
  .trust-row { gap: 14px; justify-content: space-between; }
  .trust-row small { display: none; }
  .hero-visual { min-height: 550px; transform: scale(.9); margin: -15px -25px -35px; }
  .hero-visual::before { width: 390px; height: 390px; }
  .orbit-one { width: 470px; height: 470px; }
  .orbit-two { display: none; }
  .phone { transform: rotate(1.5deg) scale(.91); }
  .rate-chip { min-width: 160px; }
  .chip-cad { left: 0; top: 100px; }
  .chip-lkr { right: -2px; bottom: 90px; }
  .section { padding: 85px 0; }
  .section-heading h2, .steps-copy h2, .privacy-card h2, .download-card h2 { font-size: 42px; }
  .feature-grid { grid-template-columns: 1fr; }
  .feature-wide { min-height: 0; grid-column: auto; grid-template-columns: 1fr; padding-top: 58px; gap: 40px; }
  .feature-card { min-height: 330px; padding: 28px; }
  .mini-board { padding: 15px; }
  .mini-board > div { grid-template-columns: 1.25fr .75fr .75fr; padding-inline: 0; }
  .steps-grid { grid-template-columns: 1fr; }
  .steps-copy { position: static; }
  .steps-list li { min-height: 150px; grid-template-columns: 50px 1fr; }
  .privacy-promise, .download-section { padding: 70px 0; }
  .privacy-card { padding: 36px 28px; grid-template-columns: 1fr; gap: 20px; border-radius: 28px; }
  .privacy-copy { grid-column: auto; }
  .download-card { min-height: 570px; padding: 65px 20px; border-radius: 28px; }
  .footer-top { grid-template-columns: 1fr; gap: 38px; padding-bottom: 45px; }
  .footer-bottom { align-items: flex-start; flex-direction: column; gap: 10px; }
  .policy-hero { padding: 125px 0 65px; }
  .policy-hero-inner { grid-template-columns: 1fr; gap: 30px; }
  .policy-hero h1 { font-size: 66px; }
  .policy-layout { padding-top: 45px; padding-bottom: 80px; grid-template-columns: 1fr; gap: 25px; }
  .policy-aside { display: none; }
  .policy-summary { padding: 22px; }
  .policy-section { padding: 42px 0; grid-template-columns: 38px 1fr; }
  .policy-section h2 { font-size: 29px; }
  .policy-contact { padding: 30px 22px; grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}